HCF Fit and Well : HCF Fit and Well Summer 201415
10% discount for HCF members For a limited time, earn 1 Qantas Point^ for every dollar you spend purchasing eligible HCF Travel Insurance*. Hurry o er ends 10 January 2015. Ask at an HCF branch, call 13 13 34 or visit hcf.com.au/travelpoints Make your holiday a holi-yay! Disclaimer ^You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions [which can be found at qantas.com/terms]. There is no agreement between Qantas and HCF. Qantas and QBE have an agreement for QBE to award Qantas Points for eligible HCF travel insurance policies; Annual Multi Trip, International Comprehensive and Domestic Travel insurance policies (excluding "Elements" product) purchased between 8 December 2014 to 10 January 2015. QBE pays Qantas for Qantas Points issued in relation to eligible QBE and HCF insurance policies. *The insurer is QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545. The Hospitals Contribution Fund of Australia Limited (HCF) ABN 68 000 026 746 ASFL 241 414 has entered into an arrangement with QBE to arrange for the issue of travel insurance underwritten by QBE to its customers. You must be an Australian resident to purchase HCF Travel Insurance. Insurance must be issued in Australia before the start of your trip, and is not available to travellers already overseas. You cannot purchase insurance more than 12 months before travel. You should always consider the Product Disclosure Statement and your personal circumstances before making any decision about whether to acquire any travel insurance product. Policies are only valid upon acceptance of payment by QBE. ~Double points o er is for 1 Qantas Point earned per A$1 spent on eligible travel insurance purchased between 8 December 2014 and 10 January 2015, instead of the usual earn rate of 1 Qantas Point per AU$2 spent.
HCF Fit and Well Winter 2015
HCF Fit and Well Winter